PARTNER IN BANKING
Makmur is a banking practitioner especially in credit area. He has more than 20 years of experience in banking, including in developing the micro-credit for the last 8 years. Extensive experienced as an analyst and marketing in various segments of credit: commercial, corporate, SME, micro, and consumer. Beginning his career as a commercial credit AO in Bank BII, then becoming the branch manager in Bank Danamon. After that, he stationed at the head office as the quality assurance manager in the commercial segment, and then became the business manager of credit at SEMM (Self Employed Mass Market) who led the micro business development in 12 regions.
S1 graduated from University of Pakuan and S2 MM –concentration in Investment and Banking- from University of Gajah Mada, he was known as a reliable facilitator for the credit programs with satisfactory remark. Currently, he is the Partner of Vibiz Learning Centre who actively shares his practical experiences to the banking and financial sector in Indonesia.